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Terms of Service

Effective Date: August 19, 2026  ·  Last Updated: August 19, 2026

1. Agreement to Terms

These Terms of Service (the "Terms") are a binding legal agreement between you ("you," "your," or "User") and us ("Company," "we," "us," or "our"), governing your access to and use of the website located at guessmacro.com and any related services, features, and content (collectively, the "Service").

By accessing, browsing, or using the Service — whether as a guest or as a registered account holder — you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, Disclaimer, and Cookie Policy, each of which is incorporated into these Terms by reference.

If you do not agree to these Terms, you must not access or use the Service.

2. Eligibility and Age Restriction

The Service is not directed to, and may not be used by, children under the age of 13.

By using the Service, you represent and warrant that:

• You are at least 13 years of age;
• If you are between the ages of 13 and 18 (or the age of legal majority in your jurisdiction), you have reviewed these Terms with a parent or legal guardian who agrees to be bound by them on your behalf;
• You have the legal capacity to enter into these Terms; and
• You are not barred from using the Service under the laws of the United States or any other applicable jurisdiction.

In compliance with the Children's Online Privacy Protection Act ("COPPA"), we do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will delete that information promptly. If you believe a child under 13 has provided us personal information, contact us at ryanhhogan@gmail.com.

We reserve the right to request proof of age at any time and to suspend or terminate any account we reasonably believe belongs to a person under 13.

3. Description of the Service

Guess Macro is a free, ad-supported daily word game in which users guess finance-, economics-, and investing-related terms using color-coded letter feedback, optional hints, and a timed scoring system. The Service includes a global leaderboard and optional user accounts and profiles.

Puzzle content is refreshed daily. We make no guarantee of continuous availability, and we may modify, suspend, or discontinue any part of the Service at any time without notice or liability.

4. Accounts and Registration

Guest Use. You may play Guess Macro without registering. As a guest, your gameplay is not saved to our servers, your scores are not eligible for the leaderboard, and your progress will be lost when you close or refresh your browser.

Account Creation. To save scores, appear on the leaderboard, and maintain a profile, you must register an account. Account registration is handled through Amazon Cognito and requires a valid email address and a display name (username).

Accuracy of Information. You agree to provide accurate, current, and complete information during registration and to keep that information updated. You may not:

• Register an account using another person's email address or identity;
• Select a display name that is obscene, hateful, harassing, deceptive, impersonates another person or entity, or infringes any third party's rights;
• Create or operate more than one account for the purpose of manipulating the leaderboard, hint economy, or any other feature of the Service.

We reserve the right to reclaim, rename, or remove any display name at our sole discretion.

5. Account Security and User Liability

You are solely responsible for maintaining the confidentiality and security of your account credentials.

You specifically agree that:

• You will choose a strong, unique password that you do not reuse on any other website or service;
• You will not disclose, share, sell, or transfer your password or account access to any other person;
• You will notify us immediately at ryanhhogan@gmail.com upon becoming aware of any unauthorized access to or use of your account, or any other breach of security;
• You will log out of your account at the end of each session when using a shared or public device.

You are liable for all activity that occurs under your account, whether or not authorized by you and whether or not you were aware of it. The Company is not responsible for any loss or damage arising from your failure to safeguard your credentials, including any loss of scores, leaderboard standing, streaks, or account access.

We are not liable for losses caused by unauthorized use of your account, and you may be held liable for losses incurred by the Company or any third party as a result of such unauthorized use.

6. Acceptable Use Policy

You agree to use the Service only for lawful purposes and only for its intended purpose of personal, non-commercial entertainment. You must not, and must not permit or enable any third party to:

6.1 Automation, Bots, and Scraping

• Use any robot, bot, spider, crawler, scraper, headless browser, script, or other automated means to access, interact with, play, or extract data from the Service;
• Automate gameplay, guess submission, hint requests, or score submission by any means;
• Scrape, harvest, index, mirror, cache, or systematically retrieve puzzle content, answers, clues, hints, definitions, user profiles, or leaderboard data;
• Circumvent, disable, or interfere with robots.txt, rate limiting, CAPTCHA, authentication, or any other access-control or security measure;
• Aggregate, republish, or resell any data obtained from the Service.

6.2 Cheating and Manipulation

• Inspect, intercept, reverse-engineer, or otherwise obtain puzzle answers through network traffic, browser developer tools, source code analysis, API inspection, or any means other than normal gameplay;
• Manipulate timers, scores, streaks, hint points, or any other game mechanic;
• Submit scores that do not reflect genuine gameplay;
• Use multiple accounts, shared accounts, or coordinated activity to influence leaderboard rankings;
• Exploit any bug, glitch, or unintended behavior for advantage rather than reporting it to us.

6.3 Security and Integrity

• Attempt to gain unauthorized access to the Service, any account, our servers, APIs, databases, or any connected system;
• Probe, scan, or test the vulnerability of the Service, or breach any security or authentication measure;
• Introduce any virus, worm, malware, trojan, or other harmful code;
• Conduct any denial-of-service attack, or impose an unreasonable or disproportionate load on our infrastructure;
• Access any administrative interface, endpoint, or functionality for which you are not authorized.

6.4 Content and Conduct

• Upload, transmit, or display any content that is unlawful, defamatory, obscene, harassing, hateful, threatening, or that infringes any intellectual property or privacy right;
• Impersonate any person or entity or misrepresent your affiliation with any person or entity;
• Harass, abuse, stalk, threaten, or harm any other user;
• Use the Service to advertise, solicit, or transmit spam or unsolicited commercial communications;
• Interfere with any other user's use and enjoyment of the Service;
• Remove, obscure, block, or interfere with the display of any advertisement on the Service, or use any means to generate fraudulent advertising impressions or clicks.

6.5 Reverse Engineering and Derivative Use

• Decompile, disassemble, or reverse-engineer any part of the Service, except to the limited extent such restriction is expressly prohibited by applicable law;
• Copy, modify, adapt, translate, or create derivative works of the Service or its content;
• Use the Service, or any content from it, to develop, train, or improve any competing product, machine learning model, or artificial intelligence system;
• Frame, mirror, or embed any part of the Service without our prior written consent.

Violation of this Acceptable Use Policy is a material breach of these Terms and may result in immediate termination of your account, forfeiture of scores and leaderboard standing, IP-level blocking, and referral to law enforcement where appropriate.

7. Intellectual Property

Our Property. The Service and all of its contents — including but not limited to puzzles, answers, clues, hints, definitions, questions, text, graphics, logos, icons, images, audio, the "Guess Macro" name and brand, page layouts, visual design, user interface, source code, software, APIs, and the selection, coordination, and arrangement of all of the foregoing (collectively, the "Content") — are the exclusive property of the Company or its licensors, and are protected by United States and international copyright, trademark, trade dress, and other intellectual property laws.

Limited License to You. Subject to your continued compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service and to display the Content solely for your personal, non-commercial entertainment on a device you own or control.

This license does not grant you any right to reproduce, distribute, publicly display, publicly perform, publish, transmit, license, sell, rent, lease, lend, or otherwise commercially exploit the Content, or to use the Content for any purpose not expressly authorized by these Terms. All rights not expressly granted are reserved. No ownership interest in the Content transfers to you.

Trademarks. "Guess Macro," the Guess Macro logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company. You may not use them without our prior written permission. All other names, logos, and marks appearing on the Service are the trademarks of their respective owners.

Your Content and License to Us. You retain ownership of the display name and any other content you submit ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, sublicensable, and transferable license to use, host, store, reproduce, display, and distribute that User Content in connection with operating, promoting, and improving the Service — including displaying your display name, scores, completion times, and rankings on public leaderboards and profile pages. You represent and warrant that you own or otherwise control all rights in your User Content and that it does not violate these Terms or any third party's rights.

Feedback. If you send us suggestions, ideas, or feedback about the Service, you grant us an unrestricted, perpetual, irrevocable, royalty-free right to use it for any purpose without compensation, attribution, or obligation to you.

Copyright Complaints (DMCA). If you believe content on the Service infringes your copyright, send a notice to ryanhhogan@gmail.com including: (a) your physical or electronic signature; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the allegedly infringing material and its location on the Service; (d) your contact information; (e) a statement that you have a good-faith belief the use is not authorized; and (f) a statement, under penalty of perjury, that the information in your notice is accurate and that you are authorized to act on the copyright owner's behalf.

8. Advertising and Third-Party Links

The Service is supported by third-party advertising, including Google AdSense. Advertisements displayed on the Service are selected and delivered by third parties, and their presence does not constitute an endorsement by us of any advertised product, service, or company.

The Service may contain links to third-party websites. We do not control and are not responsible for the content, privacy practices, accuracy, or availability of any third-party site. Your use of any third-party site is at your own risk and subject to that site's own terms and policies.

9. AI-Generated Content

You acknowledge that puzzle content on the Service is generated in whole or in part with the assistance of artificial intelligence and reviewed on a limited basis. AI-generated content may contain factual errors, outdated information, ambiguities, or inaccuracies. See our Disclaimer for important limitations. Report any error to ryanhhogan@gmail.com.

10. Not Financial, Tax, or Professional Advice

The Service is a game and is provided for entertainment and general educational purposes only. Nothing on the Service constitutes investment, financial, tax, accounting, legal, or other professional advice, or a recommendation to buy, sell, or hold any security or to pursue any financial strategy.

Your use of the Service does not create an advisory, fiduciary, engagement, or other professional relationship between you and us. No communication through the Service should be relied upon as professional advice. See our Disclaimer for full terms.

11. Termination

Termination by You. You may stop using the Service at any time. You may request deletion of your account by emailing ryanhhogan@gmail.com from the email address associated with your account. See our Privacy Policy for details on deletion and data retention.

Termination by Us. We may suspend, restrict, disable, or terminate your account and your access to the Service at any time, with or without notice, with or without cause, and in our sole discretion — including, without limitation, if we reasonably believe that you have:

• Violated these Terms or the Acceptable Use Policy;
• Cheated, used automation, or otherwise manipulated gameplay or the leaderboard;
• Created a risk of legal exposure for us or for other users;
• Engaged in fraudulent, abusive, or illegal activity; or
• Left the account inactive for an extended period.

We may also remove or reset any score, streak, ranking, or display name we reasonably believe to be illegitimate.

Effect of Termination. Upon termination, your right to access and use the Service ceases immediately. We may delete your account data in accordance with the Privacy Policy. We are not liable to you or any third party for any termination of your account or access to the Service, or for any resulting loss of scores, streaks, rankings, history, or data. Sections 5, 7, 10, 12, 13, 14, 15, 16, and 18 survive any termination.

12. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

WITHOUT LIMITING THE FOREGOING, THE COMPANY MAKES NO WARRANTY THAT: (A) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (B) PUZZLE CONTENT, DEFINITIONS, CLUES, OR HINTS WILL BE ACCURATE, COMPLETE, CURRENT, OR RELIABLE; (C) DEFECTS WILL BE CORRECTED; (D) THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (E) SCORES, STREAKS, LEADERBOARD DATA, OR ACCOUNT DATA WILL BE PRESERVED, ACCURATE, OR RECOVERABLE.

YOU ASSUME ALL RISK ARISING FROM YOUR USE OF THE SERVICE. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

(a) IN NO EVENT SHALL THE COMPANY, ITS OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICE — WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

(b) THIS LIMITATION APPLIES WITHOUT LIMITATION TO DAMAGES ARISING FROM: LOSS OR CORRUPTION OF SCORES, STREAKS, RANKINGS, OR ACCOUNT DATA; UNAUTHORIZED ACCESS TO YOUR ACCOUNT; SERVICE INTERRUPTION OR DISCONTINUATION; ERRORS OR INACCURACIES IN PUZZLE OR AI-GENERATED CONTENT; ANY DECISION MADE OR ACTION TAKEN IN RELIANCE ON CONTENT FROM THE SERVICE; THIRD-PARTY ADVERTISING OR LINKED SITES; OR ANY CONDUCT OF ANY OTHER USER.

(c) IN NO EVENT SHALL THE COMPANY'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (I) THE TOTAL AMOUNT YOU PAID US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (II) ONE HUNDRED U.S. DOLLARS ($100.00).

(d) YOU ACKNOWLEDGE THAT THE SERVICE IS PROVIDED FREE OF CHARGE AND THAT THESE LIMITATIONS ARE A FUNDAMENTAL BASIS OF THE BARGAIN BETWEEN YOU AND THE COMPANY. THEY APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so some of the above may not apply to you. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

14. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its officers, employees, contractors, agents, suppliers, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of or access to the Service; (b) your violation of these Terms or the Acceptable Use Policy; (c) your violation of any third-party right, including any intellectual property or privacy right; (d) your User Content; or (e) any activity conducted under your account.

We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, at your expense, in which case you agree to cooperate with our defense.

15. Governing Law and Venue

These Terms and any dispute arising out of or relating to them or the Service are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict-of-laws principles, and by applicable federal law of the United States.

You agree that the exclusive venue and jurisdiction for any action, suit, or proceeding arising out of or relating to these Terms or the Service shall be the state and federal courts located in [County] County, Texas, and you irrevocably consent to the personal jurisdiction of those courts and waive any objection based on venue or forum non conveniens.

The United Nations Convention on Contracts for the International Sale of Goods does not apply.

16. Dispute Resolution

Informal Resolution First. Before filing any claim, you agree to try to resolve the dispute informally by contacting us at ryanhhogan@gmail.com with a written description of the dispute and the relief you seek. We will attempt in good faith to resolve the dispute within sixty (60) days of receipt. This informal process is a required precondition to filing suit.

Small Claims. Either party may bring an individual claim in small claims court in Texas if the claim qualifies.

Waiver of Class Actions. TO THE EXTENT PERMITTED BY LAW, YOU AND THE COMPANY EACH AGREE THAT ANY DISPUTE WILL BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.

Time Limit. Any claim arising out of or relating to these Terms or the Service must be filed within one (1) year after the claim arose, or it is permanently barred, to the extent permitted by applicable law.

17. Changes to These Terms

We may revise these Terms at any time. When we do, we will update the "Last Updated" date at the top of this page and post the revised Terms on the Service. If the changes are material, we will provide additional notice, such as a notice on the Service or an email to registered users.

Your continued use of the Service after revised Terms take effect constitutes your acceptance of them. If you do not agree to the revised Terms, you must stop using the Service and may request account deletion.

18. General Provisions

• Entire Agreement. These Terms, together with the Privacy Policy, Disclaimer, and Cookie Policy, constitute the entire agreement between you and the Company regarding the Service and supersede all prior agreements and understandings.
• Severability. If any provision is held invalid, illegal, or unenforceable, it will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, and the remaining provisions remain in full force.
• No Waiver. Our failure to enforce any right or provision is not a waiver of it. Any waiver must be in writing and signed by us.
• Assignment. You may not assign or transfer these Terms without our prior written consent; any attempted assignment is void. We may assign these Terms freely, including in connection with a merger, acquisition, reorganization, or sale of assets.
• No Third-Party Beneficiaries. These Terms do not confer any rights on any third party, except as expressly stated.
• Relationship. No joint venture, partnership, employment, agency, or fiduciary relationship exists between you and the Company as a result of these Terms or your use of the Service.
• Force Majeure. We are not liable for any failure or delay in performance resulting from causes beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, governmental action, power or internet failures, or failures of third-party service providers.
• Headings. Section headings are for convenience only and do not affect interpretation.

19. Contact

Questions about these Terms may be directed to:

• Email: ryanhhogan@gmail.com
• Website: guessmacro.com